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There is no excuse for a bad deal on van insurance as there is no shortage of van insurers in the market. However, what defines a good deal on van insurance depends on “how” and “how much” you can save.
4) Try to stay away from including non - essential extras on the van as they bump up the premiums. A good example is, altering the van to remove windows from the back. A van without windows is more likely to be a target for theft and hence more costly on insurance.
5) Pay for the full year as paying monthly over the year may include interest charges (APR%). Also make sure you include break down cover as vans used for business purposes need to be up and running pretty much all the time. You may be able to get an all inclusive deal which is cheaper than the two purchased separately.
5) Vehicle tracking and mobilizers add security against theft and if there are extra security devices as well as factory fitted security devices installed, be sure to let the insurer know. If you don’t have vehicle tracking installed in your van, try getting it installed now to save you money on next year’s car insurance bill.
6) Give full details of the nature and purpose of the van and to lower premiums on the van insurance, try getting contents and general insurance if you have a business as the policy may cover some aspects of van insurance.
So how can you save money on van insurance? There are a few things to keep in mind when looking for van insurance:
1) Compare van insurance prices and get several quotes. This may be an obvious point but many people under estimate the power of price comparison sites. Combining more than one price comparison site can give you much more coverage on van insurance providers.
3) Increase the excess (up to £400 to 500) on your van insurance policy and try not to claim for small bumps and scratches on the van insurance cover as it helps in building your no claims bonus. However for commercial of business cover, there may be claims protected insurance cover available which gives you a better deal.