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When it comes to getting your car insured, there is no shortage of insurers in the market but paying the lowest price available can be less than straight forward, even with car insurance comparison web sites.
4) Don’t add extras to your car such as sport exhausts, DVD players, expensive alloys and engine upgrades. These will only increase you insurance premium and car repair bills can also be expensive. Always try and insure you car to its market value without any extras to save money on car insurance.

5) Vehicle tracking and mobilizers add security against theft and  insurers have a liking for these. If have factory fitted security devices installed, be sure to let the insurer know. You should try and get vehicle tracking installed in your vehicle to save you money on next year’s car insurance bill.

6) Give full details of you job / profession and if you do not have a clean record (have penalty points on your car licence) you should try and add another driver with a clean record to your car insurance policy as it may lower the premium. Do not give another out of town address to lower premiums as this will only bring bad news I caught.

According to the AA, research results issued in April 2008 showed that a typical car owner can save approximately £200 on car insurance - the above pointers should help you save some money.
So how can you save money on your car insurance? There are a few things to keep in mind when looking for car insurance and these are:

1) Pay annually rather than monthly. Monthly insurance premiums include some APR% similar to loans and this can increase your car insurance premium by more tan 20%.

2) When it comes to renewing you car insurance, do shop around as you may be able to find a better deal. Price comparison sites are a very helpful tool for this.

3) Increase the excess (up to £400) on your car insurance policy and try not to claim small bumps and scratches on the insurance cover as it helps build your no claims while lowering the premiums.
Car insurance